If you saved an average of $3,080 each year from your income tax return, $1,230 for not buying vendor coffee, and $4,560 (saving $380 each paycheck), how much would you have in your retirement account if you were able to invest this annual savings at the end of each year for 30 years at 5% interest compounded annually? (Use Table 13.1.) Note: Do not round intermediate calculations. Round your answer to the nearest cent.