If you spend $1,314 annually on lattes ($3.60 a day times 365 days) in real dollars for the rest of your life (essentially forever), what is your present discounted value at a 4% interest rate? Assume annual payments of $1 ,314 must be made at the end of each year forever. The present value (PV) of spending $1,314 per year on lattes forever is $ rounded to two decimal places.) . {Enter your response as a rear:[ number