If you take money out of most retirement plans (traditional retirement plans) before you turn (barring any other exceptions), you are likely to have to pay on the distribution. 72; income taxes 59.5 ; income taxes 72; income taxes and a penalty 59.5 ; income taxes and a penalty Match the following: Co-pay Coinsurance Out-of-pocket maximum Deductible Match the following: Risk tolerance Risk capacity [Choose ] The amount of loss one can bear without losing sleep or selling out of their investments. The amount of risk one can take on without jeopardizing the achievement of their goals. The amount of risk one must take on to hope to achieve their goals. Risk need