If you want to have $30,000 in your bank account at year 4 and the interest rate is 5% every year, how much money do you have to invest at year 2( assuming that you don't invest at time zero and year 1)? a. $25,915.13 b. $27,210.88 c. $24,681.07 d. $30,000.00 e. None of the above