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If you were a creditor and a significant debt was owed to you, at what point would you consider filing a Petition in Involuntary Bankruptcy

If you were a creditor and a significant debt was owed to you, at what point would you consider filing a Petition in Involuntary Bankruptcy against your debtor? What exactly is a Petition in Involuntary Bankruptcy? Describe and properly cite your options and discuss.

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