If you withdraw $1000 from your savings account so you can go on vacation,

a)M2 decreases by $1000 and M1 increases by $1000.

b)M2 decreases by $1000.

c)M1 increases by $1000 and M2 increases by $1000.

d)M1 increases by $1000.

e)there is no immediate change in the money supply.

Coursehero expert answer says e)there is no immediate change in the money supply.. But I think it is d)M1 increases by $1000. Savings account are not part of M1. So you when you take them out from savings, it increase M1 as it is now cash in your pocket. M2 does not change, but M1 increases. Is that not right?