Ife has a level pay annuity due. The annuity pays $900.00 monthly for 12 years. For the first 4 years, the nominal interest rate is 3.500%. For the next 4 years, the nominal rate is 1.750%, and for the last 4 years, it is 10.000%. All nominal interest rates are compounded bi-weekly. a) (3 marks) What is the present value of the first 4 years worth of payments at time t = 0? b) (3 marks) What is the present value of the last 4 years worth of payments at time t = 0? . c) (3 marks) What is the future value of the first 4 years worth of payments at time t = 12 years? d) (3 marks) What is the future value of the last 4 years worth of payments at time t = 12 years? e) (3 marks) What is the total present of his annuity