I'll rate you up if its early. and dont use excel just solutions

The present sum needed to provide for an annual withdrawal of $5,000 for 15 years beginning 5 years from now at an interest rate of 0.06 per year is closest to: Note: The given interest is already in decimal form. Do not round in between solution. Final answer round to the nearest whole number. No need put comma and UOM (unit of measure)