I'm stuck on the cash budget, please help:

The cash balance at January 1 is $65,275. The company requires a minimum cash balance of $50,000.
If the balance falls below this threshhold, the company may borrow from a local bank at a monthly interest rate of .50%.
The company plans to purchase $200,000 in new equipment during February. It also plans to pay $100,000 in dividends during January.
Assume that all direct labor, manufacturing overhead, and selling and administrative expenses are paid in the same month they are incurred.
Instructions: Prepare a cash budget for the first quarter.
		Dogs R Us
		Cash Budget
		For the Quarter Ended March 31
		January	February	March	Quarter
Beginning cash balance		$ 65,275.00
Add: cash collections from customers		923,175.00	797,725.00	826,800.00	2,547,700.00
Total cash available		988,450.00	797,725.00	826,800.00	2,547,700.00
Less: Cash disbursements
Merchandise purchases		280,871.75	319,642.50	363,820.20	964,334.45
Direct labor		164,700.00	182,700.00	206,100.00	553,500.00
Manufacturing overhead		55,806.25	59,181.25	63,568.75	178,556.25
Selling and administrative		36,980.00	39,630.00	42,280.00	118,890.00
Equipment purchase			200,000.00
Dividends		100,000.00
Total cash disbursements		$ 638,358.00
Excess (deficiency) of cash available over disbursements
Financing
Borrowings
Repayments
Interest
Total Financing
Ending Cash Balance