Ima N. Shurd obtained an owner's title insurance policy when she purchased her home in 1999. Under which of the following circumstances is Shurd most likely to be able to recover from the insurance company? a- If, after the closing, Shurd discovers that her grantor had sold the property in 1988 to Allen whose deed was on record at the courthouse but did not show up in a title search because the deed had been mis-indexed by a clerk. b- If, after the closing, a land surveyor discovers that Shurd's driveway is on an adjoining lot owned by a neighbor and it will cost Shurd several thousand dollars to construct a new driveway on her own lot. c-If, after the closing, Shurd discovers that I.R. Hostile is in possession of the property and has been there long enough to establish title by adverse possession. d-If, after the closing, Shurd discovers that the property is subject to a zoning ordinance that would prohibit her from renovating her home into a multi-family dwelling.