Imagine that you borrowed $40,000 through a home equity loan with a variable rate. The loan is non-amortizing (the payment will be only interest now, with the principle being paid in a lump- sum at the end of the loan term). The monthly payment will be based on the smaller of: 1) The prime rate, or, 2) 6.25% APR Create a VBA function to calculate the loans payment. Test it out on the dataset provided.