Imagine you are a financial analyst at Apple Inc. Analyze the company's balance sheet for the fiscal year 20XX. Apple's total assets stand at $320 billion, with current assets comprising 60% of the total. Meanwhile, long-term debt amounts to $90 billion, and shareholders' equity is $200 billion. Compute Apple's current ratio and debt-to-equity ratio. Interpret these ratios in the context of Apple's financial health and industry benchmarks. Discuss any significant trends or deviations observed.