Imagine you are a Financial Planner and your customer, a 35 year-old, tells you they does not think it is important to save for retirement. She says she They believe that when the time comes, the government pension will be enough to pay for basic expenses. You decide this is a good time totalk about planning for retirement and starting an investment program.

1. Why should a person plan for retirement ?
2. What benefits does retirement planning provide?
3. What advice will you share about when they should start a plan? Why?
4. What type of investment account would you recommend they set up? Why?