In $2023,$ Zach made a gift of $$162,000$ to Kyle. Zach has not used any of his $$12,920,000$ exclusion. How much gift tax credit will Zach have left after making this gift?

$\backslash$table$[[$Unified Transfer Tax Rates $($beginning in $2013),],[$If the Amount of the Gift is:$,$The Tax is:$],[$Not over $$10,000,18\%$ of such amount$],[$Over $$10,000,$ but not over $$20,000,$$$1,800$ plus $20\%$ of the excess of such amount over $$10,000$