In 2012, Wesley purchased an LTCI policy with a maximum benefit amount of $400,000 and a restoration of benefits period of six years. Within a few months of purchasing the policy, he fell victim to a disease that lasted for a year, during which time he received insurance benefit payments totaling $150,000. Since that time, Wesley filed no other claims. Today, what is the total amount of policy benefits available to Wesley under this policy?

• a. $350,000
• b. $400,000
• c. $500,000
• d. No further benefits are available.