In 2016 , Maria became responsible for providing her own health insurance. Sthe obtained suitable coverage and paid annual premiums as shown in the following table. Compute Maria's total premiums: Except for an occasional minor illiness requiring a doctor's attention, a drug prescription, and periodic, routine tests, Maria enjoyed good heaith during those years. Because she had no reason to think that would change, by the end of 2018 , Maria was considering dropping her health insurkice coverage. After all, she could think of a lot of other uses for the thousands of dollars she spent each year on increasing premlums. Maria decided to pay premiums for another year but planned to take another look at her health care plan at the end of 2019. In December 2019, Maris accepted an invitation from friends to go snowboarding. Maria did everything right: took a lesson, stayed on trails well within her skall level, and maintained an awareness of people and objects near her. Even though she thought it was a bit dorky to wear wrist guards and a heimet, her friends insisted that she take standard and reasonable safety measures. Maria was enjoying the day when, from out of nowhere (actually, the woods), came an out of control skier who ran into Maria. Maria was infured and taken to the nearest hospital by ambulance. Maria's injuries included a broken wrist and elbow as well as cuts and bruises, of biggest concern was the uncertainty of her head injury, Maria spent a couple of days in intensive care. Fortunately, she didn't have a broken skull, but did have a concussion. Surgery was performed to repair the broken wrist and elbow, Since Maria was in good health, her recovery was complete. Maria returned to full function in about six months. Soon after Maria returned home, however, the medical bills for the ambulance, emergency room, intensive care, medications, doctors, tests, and other services arrived. Maria aiso had to have physical therapy for her wrist and elbow. Her total medical expenses were $40,000. It was time to find out if all those premiums paid since 2016 would pay off for just one, albeit dramatic, incident. Overail, Maria's insurance paid 75% of the total medical expenses, thus making her responsible for \% of the expenses, or Maria's insurance paid Her out-ot-pocket expenses for the accident of plus the 2019 insurance premiums of totaled If Maria had canceled her health insurance at the end of 2018, her out-of-pocket expenses for the accident would have been In this case, did Maria benefit from having health insurance? If Maria had canceled her health insurance at the end of 2018 , her out-of-pocket expenses for the accident would have been In this case, did Maria benefit from having health insurance? What are reasonable morals of the story? Check all that apply. Your health can change in an instant. Avoid engaging in physical activity. It can be financially risky to go without health insurance. Think long and hard about the best tradeoff of coverage and cost in a health care plan. Don't get sick. Some employers pay part or all of the health insurance premiums for employees who are enrolled in one of the company's sponsored plans. Assume that during the same time period that Maria paid for her premiums in full that she had, instead, worked for a firm that paid 25% of her premiums for the same coverage. Instead of paying premiums of over the years, Maria would have paid and saved In this case, Maria's out-of-pocket expenses specific to her snowboardina accident would have been they actually were because If Maria had canceled her health insurance at the end of 2018 , her out-of-pocket expenses for the accident would have been . In this case, did Maria benefit from having health insurance? What are reasonable morats of the story? Check all the Your health can change in an instant. Avoid engaging in physical activity. Some empioyers pay part or all of the health insurance premiums for employees who are enrolled in pany's sponsored plans. Assume that during the same time period that Maria paid for her premiums in full that she had, instead, worl at paid 25% of her premiums for the same coverage. Instead of paying premiums of over the years, Maria would hai and saved In this case, Maria's out-of-pocket expenses specific to her snowbosedina acrintent would have been they actualiy were because Some employers pay part or all of the health insurance premiums for employees who are enrolled in one of the company's sponsored plans. Assume ull that she had, instead, worked for a firm that paid 25% of her premlums for ver the years, Maria would have paid and saved 'ent would have been they actually were because In 2016 , Maria became responsible for providing her own health insurance. Sthe obtained suitable coverage and paid annual premiums as shown in the following table. Compute Maria's total premiums: Except for an occasional minor illiness requiring a doctor's attention, a drug prescription, and periodic, routine tests, Maria enjoyed good heaith during those years. Because she had no reason to think that would change, by the end of 2018 , Maria was considering dropping her health insurkice coverage. After all, she could think of a lot of other uses for the thousands of dollars she spent each year on increasing premlums. Maria decided to pay premiums for another year but planned to take another look at her health care plan at the end of 2019. In December 2019, Maris accepted an invitation from friends to go snowboarding. Maria did everything right: took a lesson, stayed on trails well within her skall level, and maintained an awareness of people and objects near her. Even though she thought it was a bit dorky to wear wrist guards and a heimet, her friends insisted that she take standard and reasonable safety measures. Maria was enjoying the day when, from out of nowhere (actually, the woods), came an out of control skier who ran into Maria. Maria was infured and taken to the nearest hospital by ambulance. Maria's injuries included a broken wrist and elbow as well as cuts and bruises, of biggest concern was the uncertainty of her head injury, Maria spent a couple of days in intensive care. Fortunately, she didn't have a broken skull, but did have a concussion. Surgery was performed to repair the broken wrist and elbow, Since Maria was in good health, her recovery was complete. Maria returned to full function in about six months. Soon after Maria returned home, however, the medical bills for the ambulance, emergency room, intensive care, medications, doctors, tests, and other services arrived. Maria aiso had to have physical therapy for her wrist and elbow. Her total medical expenses were $40,000. It was time to find out if all those premiums paid since 2016 would pay off for just one, albeit dramatic, incident. Overail, Maria's insurance paid 75% of the total medical expenses, thus making her responsible for \% of the expenses, or Maria's insurance paid Her out-ot-pocket expenses for the accident of plus the 2019 insurance premiums of totaled If Maria had canceled her health insurance at the end of 2018, her out-of-pocket expenses for the accident would have been In this case, did Maria benefit from having health insurance? If Maria had canceled her health insurance at the end of 2018 , her out-of-pocket expenses for the accident would have been In this case, did Maria benefit from having health insurance? What are reasonable morals of the story? Check all that apply. Your health can change in an instant. Avoid engaging in physical activity. It can be financially risky to go without health insurance. Think long and hard about the best tradeoff of coverage and cost in a health care plan. Don't get sick. Some employers pay part or all of the health insurance premiums for employees who are enrolled in one of the company's sponsored plans. Assume that during the same time period that Maria paid for her premiums in full that she had, instead, worked for a firm that paid 25% of her premiums for the same coverage. Instead of paying premiums of over the years, Maria would have paid and saved In this case, Maria's out-of-pocket expenses specific to her snowboardina accident would have been they actually were because If Maria had canceled her health insurance at the end of 2018 , her out-of-pocket expenses for the accident would have been . In this case, did Maria benefit from having health insurance? What are reasonable morats of the story? Check all the Your health can change in an instant. Avoid engaging in physical activity. Some empioyers pay part or all of the health insurance premiums for employees who are enrolled in pany's sponsored plans. Assume that during the same time period that Maria paid for her premiums in full that she had, instead, worl at paid 25% of her premiums for the same coverage. Instead of paying premiums of over the years, Maria would hai and saved In this case, Maria's out-of-pocket expenses specific to her snowbosedina acrintent would have been they actualiy were because Some employers pay part or all of the health insurance premiums for employees who are enrolled in one of the company's sponsored plans. Assume ull that she had, instead, worked for a firm that paid 25% of her premlums for ver the years, Maria would have paid and saved 'ent would have been they actually were because