In 2017, Nina contributes 19 percent of her $80,000 annual salary to her 401(k) account. She expects to earn a 5 percent before-tax rate of return. Assuming she leaves this (and any employer contributions) in the account until she retires in 25 years, what is Ninas after-tax accumulation from her 2017 contributions to her 401(k) account?

a. Assume Ninas marginal tax rate at retirement is 30 percent

Before-tax contribution
Future value factor
Future value of contribution
Taxes payable on distribution
After tax proceeds from distribution

b. Assume Ninas marginal tax rate at retirement is 20 percent.

Before-tax contribution
Future value factor
Future value of contribution
Taxes payable on distribution
After tax proceeds from distribution

c. Assume Ninas marginal tax rate at retirement is 40 percent.

Before-tax contribution
Future value factor
Future value of contribution
Taxes payable on distribution
After tax proceeds from distribution

2017 TABLES

13 41 76 70 22 3. 3 3. 1. 1 2 2 2 3 4 5 6 7 8 10 2 5 8 22 26 31 38 95 37 233 4. 4 5 6 7 8 9 10 12 14 16 32 13 13 27 57 05 74 46 1-1. 1 1 1 1 2 2 2 3 3 4 4 5 6 7 & 9. 5667891 29 %-50 41 77 55 10 18 95 47 81 04 23 45 78 30 09 23 81 2. 3 3 3 4 4 5 5 6 7 8 3 2 12 05 87 7 7 20 2333445 5. 6607 250 500 73 03 193 112 196 001 008 198 28 33445 8. 123456789 10 1 2 3 4 5 6 7 8 9 20 25 30 123456789 10 11 2 3 4 5 6 7 8 9 20 25 30