In 2020, Flowers Corp., a U.S.-based company, reported $245,000 in before-tax foreign income. Their foreign income stays in a subsidiary in Canada, where tax rate was 15%. U.S. tax rate was 21%. a) How much was their effective overall tax rate without foreign tax credits? b) How much was their effective overall tax rate with foreign tax credits? c) How much was their tax savings with foreign tax credits