In 2020, Nina contributes 12 percent of her $72,000 annual salary to her 401(k) account. She expects to earn a 7 percent before-tax rate of return. Assuming she leaves this (and any employer contributions) in the account until she retires in 30 years, what is Nina's after-tax accumulation from her 2020 contributions to her 401(k) account? (UseTable 1,Table 2.)(Round your intermediate calculations and final answers to the nearest whole dollar amount.)

a.Assume Nina's marginal tax rate at retirement is 30 percent.

What is after tax proceeds from distribution?