In 2020, Toys2me Ltd. had total liabilities of $4,275 million and total assets of $7,899 million. In 2019, their total liabilities were $3,535 million and total assets were $7,963 million. Which of the following statements is true? O 1) The debt-to-equity ratio in 2020 means that Toys2me has less than half of its financing provided by creditors. 2) The debt-to-equity ratio decreased from 2019 to 2020. 3) Toys2me Ltd. had more debt financing than equity financing in 2020. 4) All of the responses above are true