In 2021, Hilda, a single taxpayer, has ordinary income of $29,000. In addition, she has $ 2,000 in short-term capital gains, long-term capital losses of $ 10,000, and long-term capital gains of $ 4,000. What is Hilda's taxable income before standard deduction or any credits? Question options: a) $32,000 b) $26,000 c) 29,000 d) $27,000 e) $25,000