In 2021, Lance earns $39,000 from his job in total income. He contributes $3,000 to his Roth 401(k), which offers a 100% company match on the first 10% of his income. For all vehicles, he elects to invest in a S&P 500 Index fund that will pay a 10.0% return, but charges a 0.2% expense ratio. He never makes any additional contributions. In 50 years, how much money can Lance expect to have in his ROTH 401(k) account?