In 2022, Laureen is currently single. She paid $2,800 of qualified tuition and related expenses for each of her twin daughters Sheri and Meri to attend State University as freshmen ($2,800 each, for a total of $5,600). Sheri and Meri qualify as Laureen's dependents. Laureen also paid $1,900 for her son Ryan's (also Laureen's dependent) tuition and related expenses to attend his junior year at State University. Finally, Laureen paid $1,200 for herself to attend seminars at a community college to help her improve her job skills.

What is the maximum amount of education credits, American opportunity tax credit & Lifetime Learning Credit, Laureen can claim for these expenditures in each of the following alternative scenarios?

1. Laureen's AGI is $45,000.
2. Laureen's AGI is $95,000.
3. Laureen's AGI is $45,000, and Laureen paid $12,000 (not $1,900) for Ryan to attend graduate school (i.e., his fifth year, not his junior year.