In 2023, Joshi has $2,500 short-term capital loss, $6,500 0%/15%/20% long-term capital gain and $3,500 qualified dividend income. Joshi is single and has other taxable income of $7,500. Which of the following statements is correct? a. No more than $6,500 of Joshi's taxable income is taxed at 0%. b. None of Joshi's taxable income is taxed at 0%. c. No more than $7,500 of Joshi's taxable income is taxed at 0%. d. No more than $3,500 of Joshi's taxable income is taxed at 0%