In 3B, we chose to issue 90-day Negotiable CDs instead of 360-day Negotiable CDs. Was this done to reduce or increase RSA (risk-sensitive liabilities)? Increase RSA (risk-sensitive assets) Increase RSL (risk-sensitive liabilities) Reduce RSA (risk-sensitive assets) Reduce RSL (risk-sensitive liabilities) 9 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 LE26626 G To G

In 3B, we chose to issue 90 -day Negotiable CDs instead of 360-day Negotiable CDs. Was this done to reduce or increase RSA (risk-sensitive liabilities)? Increase RSA (risk-sensitive assets) Increase RSL (risk-sensitive liabilities) Reduce RSA (risk-sensitive assets) Reduce RSL (risk-sensitive liabilities)