In 4 years you will receive a gitt of 946 dollars from your uncle Spike, If you discount future payments by 3%. What is this future payment worth to you today? (Please use at least 5 decimal places and do not use 5 symbol in the answer) QUESTION 4 Assume you have 309 dollars in a bank account that earns an interest rate of 6%. How much money will a bank account have affer 4 years if the account compounds interest annually. (Please use at least 5 decimal places and do not use 5 symbol in the answer)