In a minimum of 250 words, respond to question 1 and at least two additional questions from this list:

Identify one concept from the Build Your Proficiency diagnostic from Chapters 3 and 4 that you scored lowest in. How might this concept be important to your personal finances? Why would you want to know more about this?

In the Wk 2 Learning Path, watch “Peer to Peer Video: Budgeting in Excel” in WileyPLUS. What is your experience with creating and using a personal budget? If you have been able to stick with one, what has worked for you? If you have not been able to, what would help you create a budget you could use?

Have you tracked your expenses to identify variances? If so, what method did you use? If not, what would be the benefit of doing so?