In a no-fault state:

a. Your right to sue in connection with an automobile accident is limited.

b. Litigation is limited.

c. A larger part of premium dollars is used for first party benefits.

d. Auto accident victim are compensated more rapidly. e. All of the above.

If damage occurs to a covered auto by one of the 10 perils listed as "not considered collision," the insurance company:

a. Necessarily has no responsibility to pay for the damage.

b. Necessarily must pay for all the damage less a deductible.

c. May have responsibility to pay for the damage less a deductible if the insured meets the other provisions of the policy.

d. It is required to pay only the deductible.

e. None of the above.