In a particular supermarket, the probability of waiting 4 minutes or longer for checkout at the cashier's counter is 36.7 %. On a given day, a man and his wife decided to shop individually at the market, each checking out at different cashier counters. They both reach the cashier counters at the same time. What is the probability that one or the other or both will wait 4 minutes or longer?

Write the answer in percent with 2 decimal places.