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In a personal loan, when lenders speak of capacity, they are re- ferring to the borrower's (a) ability to repay the loan (b) savings, investments,

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In a personal loan, when lenders speak of "capacity," they are re- ferring to the borrower's (a) ability to repay the loan (b) savings, investments, or other property (c) previous credit history (d) other credit charges

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