In accordance with Sam Company's loan agreement with First Bank, Sam Company must r 0.60 or less. At year-end, Sam Company's balance sheet includes total liabilities of $55,000 $95,500. What is Sam Company's debt-to-equity ratio at year-end, and has Sam Company requirement? O A. Sam Company's debt-to-equity ratio at year-end is 0.58 and has satisfied the bank Sam Company's debt-to-equity ratio at year-end is 0.37 and has satisfied the bank' Sam Company's debt-to-equity ratio at year-end is 1.74 and has not satisfied the ba O D. Sam Company's debt-to-equity ratio at year-end is 0.63 and has not satisfied the ba O B. O C