In addition to the bank balance sheet information shown below, the bank also has an Allowance for Loan Losses (ALL) of $10. The preferred stock shown is qualifying noncummulative perpetual preferred stock. Calculate the two required Basel I ratios and also the leverage ratio in order to answer the following: (1) Does this bank comply with Basel I capital requirements (why or why not?)? (2) Under U.S. PCA standards, which exact PCA capitalization class or level does this bank currently possess and why? Show all calculations in order to receive credit. Assets Amount Liabilities and Equity Amount Cash 70 Non-interest deposits 150 Securities NOW checking 150 U.S. Treasuries 200 MMDA 300 Fannie Mae (FNMA) MBS 80 CDs 240 Loans (net) Fed Funds purchased 100 Home mortgage loans 150 Subordinated debt capital 5 Commercial loans 500 Preferred stock, perpetual 5 Fed funds sold 0 Common equity 50 $1,000 $1,000