In addition to the EMR modifying an employer's manual premium, which of the following is/are way(s) an employer may receive an additional credit modification to its manual premium? A. Implementing a light/modified duty return to work program. B. Having a well-developed safety management system/program C. Refraining from drug testing programs that may present workers' comp retaliation risks D. Performing routine safety inspections E. All of the Above F. Just A, B and C G. Just A, B and D