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In addition to the UCC, there are numerousstateandfederal laws and regulations that cover the banking industry.Most of these laws were created to promote commerce and

In addition to the UCC, there are numerousstateandfederal laws and regulations that cover the banking industry.Most of these laws were created to promote commerce and protect consumers within our traditional banking system.However, asour society becomes more digital, do these laws and regulations hinder progress?Will our traditional banking system eventuallybecome irrelevant?

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