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In Africa, FinTech has emerged as an engine of growth, not only reforming the financial services value chain, but also promoting financial inclusion and stimulating

"In Africa, FinTech has emerged as an engine of growth, not only reforming the financial services value chain, but also promoting financial inclusion and stimulating development in key sectors such as agriculture and infrastructure ." Murinde and Rizopoulos(2022)

Define FinTech and financial inclusion. Discuss how FinTech reduces or solves market failure and promotes financial inclusion

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