In an attempt to have funds for a down payment, Carmella Carlson plans to save $3,500 a year for the next five years. With an interest rate of 3 percent, what amount will Carmella have available for a down payment after the five years? (Exhibit 1-A, Exhibit 1-B, Exhibit 1-C, Exhibit 1-D) Note: Use appropriate factor(s) from the tables provided. Round time value factor to 3 decimal places and final answer to 2 decimal places