In chapter 11, during the 2013 WCF advancement of ERM, what major focus was sought? Question 5 options: A) Developing a risk/opportunity assessment tool and how it will be used B) The transition to a new CRO so that Dan Heir could better focus his time within underwriting and safety C) The expansion into other insurance arena's including auto, and individual home insurance and the ERM analysis that would be required to aid in this organizational endeavor D) The further examination of risk, fat tails, black swans, and low-frequency, high-severity events E) All of the above