What are 3 inquiries Karen could undertake to ensure she is n acting ethically and in everyone’s best interests including the Lender?

Select one or more:

a. Ask Daniel if there are any other factors that could impact his credit decision

b. Ask Daniel to provide details of his travel experiences to demonstrate low level of savings

c. Speak to Geraldine in confidence to say her brother has applied for a home loan

d. Ask Daniel for 6 months bank and credit card statements to review his spending