In February 2018 James had a car accident and hospitalised for three weeks. As he was covered by a private health insurance policy during the year, his medical expenses were covered by his insurer. He also received a $5,000 insurance premium due to his accident. This amount was received on 2 March 2018. After his car accident James reassessed his life and decided to reduce his workload by 50%. On 1 April 2018 he moved permanently to his holiday home in Mount Beauty and decided to dedicate part of his free time to his favourite activity: photography. He purchased a professional camera and shared his