In financial markets, savers and borrowers respond to changes in the interest rate. A higher rate of return will [ Select ] ["increase", "have no effect on", "decrease"] the quantity demanded. As the interest rate rises, consumers (borrowers) will [ Select ] ["not change", "increase", "reduce"] the quantity that they borrow. A higher rate of return [ Select ] ["decreases", "increases", "does not affect"] the quantity supplied. As the interest rate rises, savers will [ Select ] ["reduces", "not affect", "increase"] the quantity that they save