In Florida, Dan's probate estate is $1 million and there are no debts or costs of administration. Dan had a term life insurance policy (no cash surrender value) that paid a $1 million death benefit. He also was a joint tenant with right of survivorship in Grayacre (acquired five years ago). Grayacre is worth $2 million. Dan's surviving spouse wants to maximize the assets she receives. She wants to know whether taking an elective share accomplishes her goal if 

a. she is the surviving joint tenant in Grayacre and is devised $50,000 in Dan's will.

 b. she is the beneficiary of Dan's life insurance policy and is devised nothing in his will. 

c. she is devised $350,000 in Dan's will and has no interest in Grayacre or the life insurance policy.