In general, investing in stocks generates better returns than saving money in a bank. What is the best interpretation of the phenomenon?

• A. The stock market is way too risky, and no one should step into it.

• B. The return from savings accounts in a bank bears less risk than that from the stock market.

• C. Saving money in a bank is totally unattractive for a true investor.

• D. Banks do not pay any risk premium, so the return is lower.