In general, why do regulators concern themselves with consumer protection issues?

1)	to prevent discrimination in lending

2)	to encourage community development

3)	to support housing finance

4)	to help fight crime

5)	all of the above

What was the overall theme of U.S. banking regulation changes in the 1980s and 1990s?

1)	bank deregulation

2)	tightening of banking regulation

3)	prohibition of interstate banking

4)	tightening of limits on interest that could be paid by banks