In Germany,citizens pay premiums to about $240$ private insurance companies, known as sickness funds. How does the country keep costs low?Group of answer choicesDoctors get paid less than they do in the USsickness funds are not allowed to make a profitmanagement at sickness funds are paid better if the fund is growing, so there is incentive to stay in businesssickness funds negotiate directly with providers to set prices every year, and hospitals can't raise themall of the above contribute to relatively low costs of healthcare in Germany