1. In Joint Obligations and Solidary Obligations

RogerandJoselent moneytoArnold,BennyandArmandinonesingletransactionin theamountofP 100,000.00.Discussthe lawastohow theloanbecollected(by twocreditors) andbepaid(bythreedebtors).

2.Youdigestthemeaningoftheprovisions providedinArticles1207and1208.AretheseArticlesinharmonyorcontradictoryfromeachother?

• Article 1207

The concurrence of two or more creditors or of two or more debtors in one and the same obligation does not imply that each one of the former has a right to demand, or that each one of the latter is bound to render, entire compliance with the prestation. There is a solidary liability only when the obligation expressly so states, or when the law or the nature of the obligation requires solidarity.

• Article 1208

If from the law, or the nature or the wording of the obligations to which of the preceding article refers the contrary does not appear, the credit or debt shall be presumed to be divided into as many equal shares as there are creditors or debtors, the credits or debts being considered distinct from one another, subject to the Rules of Court governing the multiplicity of suits.

3.IllustrateatransactionwhereinthereisREMISSIONoftheobligation