In June 2017, the food and beverage conglomerate Mondelez International became a victim of the NotPetya ransomware attack. Zurich American Insurance, its insurance carrier, denied the companys claim because:

	A.	Mondelez International did not carry an "all-risk property insurance policy"
	B.	Mondelez International did not carry a stand-alone "cyber risk" policy
	C.	the policy excluded damages resulting from a hostile or warlike action by any government or sovereign power.
	D.	all of the above