In June 2018 Kevin, Maryam and Janet had finally saved enough money to buy a flat together as co-owners in London, and they contributed equally to the purchase price. Title was registered in their joint names. Janet disliked the carpets throughout the flat, so she used her savings to buy new carpets and asked the others to contribute to the cost, but they refused to do so. Maryam disliked the sharing arrangements, so she moved out in August 2019 and asked the others to pay her compensation for not living there.

In August 2020, Maryam asked Kevin if he would like to buy her share for 95,000. Kevin did not want to do so. In December 2020, Maryam mortgaged her share in the property to Mortgage Ltd. A week later, Maryam was killed in a car accident.

Maryam's brother, Anthony, was left all Maryam's property in Maryam's will.Mortgage Ltd wishes the flat to be sold.

Advise Kevin, Janet, Anthony and Mortgage Ltd.