In June, an overowed bathtub in the apartment above her caused the bathroom and master bedroom closet ceiling to cave in in Rebecca's Bay'shore apartment. Rebecca estimates that the replacement cost of the linens, her new Brooks Brothers business suits and personal items lost in the deluge totaled to $11.?oo (her entire cosmetic stock was ruined and Debora's retainer was lost in the mess). So that Rebecca could keep up her work, she had to I'll'u'E out to a hotel for a week while the repairs were made so she made the best of it and took the "spa package" at the Marriott Waterside tor the week and spent $1,4oo plus parking and meals on the week. Deborah spent the week at the home of one of her school friends. Rebecca does not maintain anyr personal articles insurance at her apartment. She is still arguing with the landlord and tenant above her over reimbursement for the temporary lodging expenses and the cost of her possessions and has not been reimbursed to date