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in many locations, the risks associated with driving a car cannot be avoided given the geographic size of a particular city, or the absence of

in many locations, the risks associated with driving a car cannot be avoided given the geographic size of a particular city, or the absence of available, rapid, convenient, cost-effective alternatives to a personal vehicle, etc. In these (and similar) situations, the benefits of many activities outweigh the cost of avoiding them. In these situations, insurance is a sensible way of handling risk when people effectively use what measures? Loss prevention and risk assumption Loss prevention and loss control

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