In most states, the winnings of million dollar lottery jackpots are divided into equal payments given annually for 20 years. This means that the present value of the jackpot is worth less than the stated prize, with the actual value determined by the interest rate at which the money could be invested. Source: The New York Times Magazine. a. Find the present value of a $1 million lottery jackpot distributed in equal annual payments over 20 years, using an interest rate of 5%. b. Find the present value of a $1 million lottery jackpot distributed in equal annual payments over 20 years, using an interest rate of 9%